Why Navari and InvestiFi
Navari has partnered with InvestiFi to help credit unions and community banks offer a secure, integrated investing experience within digital banking. Account holders can buy, sell and hold stocks and ETFs without leaving the platforms they already use and trust.
Investing Is Becoming Part of the Financial Relationship
Consumers increasingly expect to save, spend, borrow, and invest through connected digital experiences. InvestiFi helps financial institutions bring investing into the trusted digital banking experience customers and members already use.
$2.15T
has moved from U.S. banks and credit unions to fintech investment accounts
57%
of Zillennials who invest with a fintech brokerage also have their checking account there
2 in 3
Zillennial investors reduce their deposit balances to fund investing
Why Offer Investing Through InvestiFi
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Investing from existing accounts.
Customers and members can invest directly from their checking or savings account without transferring funds to a third party. Investment proceeds flow back to the institution.
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Invest where they bank.
Account holders buy, sell and manage their portfolio inside the digital banking environment they already know and trust.
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Accessible for every investor.
With entry points as low as $1, the platform supports first-time investors and experienced investors alike.
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Investing made simple.
Nearly two-thirds of Zillennial investors reduce their deposit balances to fund investing. InvestiFi helps keep those dollars and the relationship connected to your institution.
Benefits to Your Financial Institution
Digital investing that strengthens your institution, not a third-party platform.
Keep funds in your ecosystem
Investments are funded directly from checking, and sale proceeds flow back to the institution.
Create new revenue opportunities
Earn non-interest income through Guided Investing AUM fees.*
Support your wealth team
Alerts notify your advisors when account holders reach a set level of invested assets.
Put cash to work
Guided Investing can use your Money Market Account as the cash equivalent.*
*Subject to agreement terms and core functionality.
A Connected Digital Investing Experience
Checking, savings, loans, credit cards, and now investments, all in one place.
- Education built in. Clear, straightforward resources for new and seasoned investors.
- Guided Investing. A short questionnaire on risk tolerance and interests delivers personalized portfolio options.
- Natively integrated. Works within the leading digital banking platforms, including Alkami, Apiture, Candescent, Jacky Henry, Q2 and more.
How InvestiFi Is Different
Digital investing that strengthens your institution, not a third-party platform.
Built to support investing from checking
Natively integrated with your digital banking provider
Works with your advisors or InvestiFi's RIA
100% U.S.-based support for you and your account holders
Marketing resources to drive adoption and education
See Where Your Deposits Are Going
How much is leaving your credit union right now?
InvestiFi's Asset Outflows Analysis Worksheet maps the most popular third-party investing and crypto platforms. Query 12 months of your ACH and wire activity against it, and you'll see how much member money is moving out and where it's going.
Get the data behind the shift
Stemming the Deposit Outflow: The $2 Trillion Investing Opportunity for Banks and Credit Unions (Cornerstone Advisors, commissioned by InvestiFi)
Frequently Asked Questions
Investment advisory services provided by AdvisiFi, LLC ("AdvisiFi"), an investment adviser registered with the Securities and Exchange Commission ("SEC"). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc ("InvestiFi"). Brokerage services are provided by InvestiFi Securities LLC ("InvestiFi Securities") and RQD Clearing LLC ("RQD"), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA's BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.